Privacy Policy

Commitment To Your Privacy

This site is owned and operated by Real Connections LLC. Your privacy on the Internet is of the utmost importance to us. At Real Connections LLC, we want to make your experience online satisfying and safe.

Because we gather certain types of information about our users, we feel you should fully understand the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

1. DEFINITION OF THE INFORMATION COLLECTED

   Real Connections LLC gathers two types of information about users:

   1. Information that users provide through voluntary submissions. These are voluntary submissions to become a registered user of www.DownPaymentDreams.com, to email a friend, and to participate in any optional polls or surveys

   2. Information Real Connections LLC gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to users’ needs.

      Under no circumstances does Real Connections LLC divulge, sell, or share any information about an individual user to a third party. The one exception is if user participates in the optional Real Estate Referral Service with www.DownPaymentDreams.com (an additional consent is required) In this case, the user’s contact information will be given to the real estate agent with whom he/she is matched.

   Real Connections LLC Gathers User Information In The Following Processes:

   1. Voluntary Information

      We offer the following services, which require some type of voluntary submission of personal information by users:

      1. Personal Wedding Web Page.

         In order to become a registered user of www.DownPaymentDreams.com and build a wedding web page, a registration form is required. The information gathered on the registration form is exclusively for the use of Real Connections LLC and www.DownPaymentDreams.com. The contact details provided during registration may be used to provide assistance as necessary. This information will never be shared with or sold to any third party.

      2. Surveys.

         Real Connections LLC may occasionally conduct optional user surveys to better target our content to our audience. We sometimes share the aggregated demographic information in these surveys with our partners. We never share any of this information about specific individuals with any third party.

   2. Usage Tracking

      Real Connections LLC tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. Real Connections LLC does break down overall usage statistics according to a user's domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user's browser).

      1. Cookies

         We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. Real Connections LLC uses cookies to track user traffic patterns (as described above).

         You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.

2. CHILDREN

   Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

3. USE OF INFORMATION

   Real Connections LLC uses any information voluntarily given by our users to enhance their experience in our site, whether to provide interactive or personalized elements on the sites or to better prepare future content based on the interests of our users.

   When we use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

   We will not disclose any information about any individual user except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

4. SHARING OF INFORMATION

   Real Connections LLC uses the above-described information to tailor our content to users’ needs and to better understand our audience's demographics. We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

5. SECURITY

   Real Connections LLC operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

6. EXTERNAL SITES AND THIRD PARTIES

   There may be links to external sites on www.DownPaymentDreams.com. These sites are not owned and operated by Real Connections LLC. We advise you to review the individual privacy policies of each external site you visit before supplying any personal information on such sites. Real Connections LLC cannot be responsible for privacy practices of third parties.

   If user participates in the Real Estate Agent Match program, individual contact information will be given to the real estate professional with whom the user is matched (an additional consent is required). The real estate agent may find it necessary to share contact information with service providers connected to the purchase of a home. Real Connections LLC advises users to discuss privacy policies and issues with their real estate agent, as we cannot be responsible for privacy practices of third parties.

7. INDIVIDUAL WEDDING WEB PAGES

   A registered user’s personal wedding web page hosted by www.DownPaymentDreams.com is accessible to anyone. Registered users will have a username and password in order to make changes to their site. However, the web page itself is not password protected. Therefore, Real Connections LLC advises users not to include any personal information on their web page that they would not want to be available to the general public.

8. CONTACT US

   If you have questions about our Privacy Policy, please contact us using any of the following methods:

   Mailing Address:
   PO Box 7585
   Wilmington, NC 28406

   Phone:
   toll free: (866) 460-9269
   fax: (910) 452-2684

   Email:
   You may use our contact form or
   email us at:info@downpaymentdreams.com

9. YOUR CONSENT

   By using this site, you consent to the collection and use of this information by Real Connections LLC. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.